| | | |  | Credit Counseling Service |
| | | | | | Credit Counseling Service
Credit counseling services are companies that advise consumers on how to manage money and debts, develop a budget, and usually offer free educational materials and workshops. Their counselors are certified and trained in the areas of consumer credit, money and debt management, and budgeting. Counselors discuss and evaluate a consumer's financial situation and help develop a personalized plan to solve money problems. |
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